Auto Insurance
Liability, collision, comprehensive and roadside protection — with discounts for safe drivers and bundles.
- Accident forgiveness
- Multi-car & bundle discounts
- Custom equipment coverage
Services
Every policy you need, under one trusted agent.
As a Farmers Insurance® agent in Gilmer, Texas, Janice can package and price coverage across your entire household or business — usually saving you money in the process.
Home Insurance
Protect your home and everything inside it from fire, theft, weather and liability claims.
- Replacement-cost dwelling
- Personal property
- Loss of use coverage
Whole & Term Life Insurance
Whole life policies that build cash value, plus term and universal options designed around your family's long-term plan.
- Whole life with cash value
- 10–30 year term options
- Final expense planning
Group / Team Life Insurance
Employer-sponsored group life coverage that helps you attract talent and protect your team and their loved ones.
- Employer-sponsored plans
- Coverage for your whole team
- Optional dependent coverage
Renters Insurance
Affordable protection for your belongings and personal liability while you rent.
- Personal property
- Liability protection
- Loss of use coverage
Condo Insurance
HO-6 coverage tailored to condo owners — interior, belongings and liability.
- Interior build-out
- Personal property
- Loss assessment
Business Insurance
Coverage built for East Texas business owners — liability, property and commercial auto.
- BOP packages
- Commercial auto
- Professional liability
Workers' Compensation
Protect your team and your business with workers' comp tailored to your industry and payroll.
- Medical & wage benefits
- Return-to-work programs
- Audit support
Bundles & Multi-Policy
Combine auto with home or renters and unlock Farmers® multi-policy savings.
- Auto + Home
- Auto + Renters
- Multi-line discounts
Motorcycle Insurance
Liability, collision and comprehensive coverage for cruisers, sport bikes and touring riders.
- Custom parts & equipment
- Roadside assistance
- Multi-bike discounts
Recreational Insurance
Coverage for boats, RVs, ATVs, jet skis and the toys that make East Texas weekends great.
- Boats & jet skis
- RVs & travel trailers
- ATVs & off-road
Umbrella Insurance
Extra liability protection that sits on top of your auto, home and other policies.
- $1M+ in extra liability
- Lawsuit & legal defense
- Worldwide coverage
Frequently asked questions
Quick answers to what clients ask most.
What products do you offer?+
Auto, home, renters, condo, motorcycle, recreational, business, workers' compensation, umbrella, term life, whole life and group/team life — plus multi-policy bundles.
Which areas do you serve?+
Janice serves Upshur, Gregg, Wood, Camp and Marion counties from her Gilmer, Texas office and is licensed across the state of Texas.
What languages do you speak?+
English and Spanish — every conversation, document and quote can be handled in either language.
How quickly will I hear back?+
Janice personally responds to inquiries — typically within the same business day, often within the hour during office hours.
Can I bundle policies for a discount?+
Yes. Bundling auto with home, renters or condo unlocks Farmers® multi-policy savings and a single point of contact for every claim.
Want a side-by-side quote?
Tell Janice what you have today and she'll show you what Farmers® can do.
Request a free quote